SSS Loan Predicament

Last 2011, I got my second salary loan from SSS, I was employed at that time. The loan was payable in two years. After a year, I resigned from the company so it was now my responsibility to pay for my loan at SSS. 

After a several months of paying my loan, I decided to get a statement of account. I wanted to make sure that all my loan payments (from my previous employer and mine) were properly credited to my record. I tried using the SSS website but it only showed the loan status, not the loan payments. After two hours of waiting in an SSS branch, my number was called and I was able to get a printout of my statement of account.

Notice the "Post Date" and the "SBR/TR Date" columns. From the statement, it seemed like SSS was only able to credit my loan payments in 2011 and 2012 last January 2013! Another thing I learned, I have "Past Dues." I was a diligent payer, paying my loan monthly since I left the company, so why did I have unpaid dues? I learned that there were two payments during my employment which were not credited (yet?). The SSS employee said it should've been credited by this time since all of the latest payments I did were already credited. He advised me to ask my previous employer the photocopies of the loan payment forms and bring them to the SSS Main Office in Quezon City for verification and update. Such a hassle!

Instead of going back to the city to fix this, I decided to just pay my past dues to avoid future penalty fees. It sucks, but the time, effort, money, and sanity that I would spend are not worth it for fixing this. Some of you may disagree, but this is me. I informed my friends and colleagues about this so they could check their SSS records while they're still employed and update their records if necessary.

Once I finish paying my loan, I'll get another statement of account to make sure that I'm fully paid and avoid problems in the future. Thirty years from now, I don't want to have problems in getting my pension because of an "unpaid" loan.

(Update: I checked the SSS website and the Statement of Account for loans can be accessed there.)

How to Get an NBI Clearance

One Tuesday, Hubby and I went to the NBI Clearance Center in Manila. We arrived at around 10:30 am.

We filled out the forms carefully using a black pen. Letters must be capitalized. Tip: Go inside the Center where there are chairs and with good ventilation. Use the sample forms printed on tarps as guide in filling out your form.

We went to the Data Check area. Several counters were provided to check our forms. Prepare to show two valid government IDs, birth certificate, or any of the requirements listed here. Tip: In your form, write the ID number which you will be presenting.

After data checking, we went inside the first floor for payment. Tip: Prepare the exact amount for the NBI clearance. For Travel Abroad or Local Employment purposes, the fee is P115.

We went to the second floor, Encoding. Females were separated from the males. An NBI staff "herd" the applicants. That day, there seemed to be more male applicants than female. If the queue for females became shorter, males were allowed to queue there. The wait was not long since there were many encoders available.

Next, we went to the third floor, Biometrics. Again, the males had a different queue. When it was my turn, I gave my form and official receipt (from the first floor) to the staff. Photo was taked via web cam and each of my fingertips were placed on a biometric machine. The staff stamped the back of my OR and wrote the date when I can get my clearance. Note: If there is no problem (you have no namesake or criminal records), you can get your NBI clearance after 5 working days.

I finished my clearance application in one hour. Hubby finished after two hours.


NBI Clearance Center
NBI Clearance Building
United Nations Avenue, Ermita
Manila, Philippines 1000
www.nbi.gov.ph

SSS ID Photo Capture

I went to SSS (Main) on my scheduled appointment for the ID and digital signature capture. Bringing the pre-approved E-6 form, official receipt and 2 IDs, I was excited to finally finish the process of getting a new ID in my end.

Turns out, I needed to fill out the "new" E-6 form. I didn't bring a black pen! All my preparations for this day went moot just because of forgetting to bring a pen. Sigh.

An SSS employee checked my new form and got my old ID. She told me to go to the other side of the building where the picture capture is being done.
In the picture capture area, there are several cubicles. Inside are SSS employees. Each of their table has a laptop, scanner and a digital signature capturing device. For the picture taking, there's the Canon DLSR (I think). Sosyal!

Women with long hair are requested to tie their mane and remove earrings. Sorry to those who had prepped their hairs, it's useless during the ID picture capture.

It took me less than 30 minutes to have my photo taken. Maybe because my schedule was in the morning. Nevertheless, I went out the SSS building happy. When I get my new SSS ID, I will then use it to apply for a passport.

...

A few days after, a friend told me that his officemate applied for an SSS ID last year and hasn't received it to this day. OMG!

How to Apply for a Replacement of SSS ID

IMPORTANT: I am not an SSS employee. This is my experience in applying for another SSS ID. SSS-related inquiries must be sent to your nearest SSS branch.

When a woman gets married and changes her surname to that of her husband, all of her identification should also be changed. It's what I'm doing now, changing all my IDs to my married name. I think one of the most important ID to have in the Philippines is the SSS ID. So, I need to replace mine.

Here's what I've done to apply for a replacement SSS ID.

Preparation:

1. Download SSS form E-6 from the SSS website.


2. Fill-out the required fields. See below. Highlighted fields are required.

3. Since I'm changing my name to my married name in the ID, I photocopied our Marriage Contract as proof.

4. Prepare two IDs accepted by SSS. Tip: Read the list of accepted IDs at the back (or page 2) of the E-6 form.

In SSS:

1. Go to the SSS Memebers Assistance Center (MAC) in East Ave., Quezon City.


2. Get a ticket number from Booth 6. You can never miss this booth giving the ticket numbers.


3. Wait in one of the chairs in the "Evaluation" section of MAC. An SSS employee calls the numbers and to which booth they will line up. At 8:30am, I was #289. Numbers 160-165 are being served by one booth. After an hour, my number was called.


4. Give the following to the SSS evaluator: E-6, supporting document (mine is the Marriage Contract) and the valid ID(s).


5. Since I'm applying for a replacement ID, I have to pay P150. The SSS evaluator staples my old SSS ID to the E-6. Then, the evaluator gives a payment form and a letter and instructs me to go to the Treasury Building (the building outside MAC) and return to her booth.


6. Fill-out the payment form (4 copies). Use the carbon papers in the payment section of the Treasury Building.


7. Show your documents to the SSS teller. Pay the replacement fee of P150.


8. Go back to the booth which evaluated my E-6. The evaluator writes something to my E-6.


9. After evaluation, go to booth 39 for the appointment slip for the picture capture.


10. In Booth 39, the SSS employee will do a final check on the E-6 and give a paper with the date and time for the picture capture. Mine is on May 27.


11. Finish.

Tips:

• Use black ink pen in filling out SSS forms.


• You can go to your nearest SSS branch and have them evaluate your E-6. So, when you go to SSS MAC, you do not need to wait long for evaluation.


• Your company's SSS number is not required in E-6.


• Bring the original copy of the support document that you are submitting.


• Bring something to read/play with while waiting.


• SSS opens at 7am, so you can go there early.


• Keep the E-6 and payment slip in a safe place. You will have to bring them when you go back to SSS for the picture capture.